Overview of Walmart Cash Back
Walmart, a major retail chain, offers a cash back service that allows customers to receive cash during their shopping trips, eliminating the need for a separate bank or ATM visit.
Key Points:
You can receive cash back using debit cards, credit cards (except for Walmart gift cards and EBT cards), and personal checks.
The amount of cash back depends on the method of payment.
Debit card users can get up to $100 cash back, while those using checks can receive up to $20.
How to Get Cash Back at Walmart
You can request cash back in several ways:
At the Register: Simply ask the cashier for the amount of cash back you want during checkout.
Self-Checkout: Select the cash back option on the screen and follow the prompts.
Walmart Pay: Use the Walmart app to pay and request cash back at the same time.
Understanding Cash Back Limits
Limits vary based on your payment method:
Debit card users can get up to $100 per transaction.
Check users are limited to $20 per transaction.
Cash back isn’t typically available for credit card transactions, except for Discover cardholders.
Cash back isn’t available for Walmart gift card and EBT card transactions.
Note that cash back policies may vary by location and are subject to change.
Payment Methods for Cash Back
Debit Cards: Up to $100 cash back per transaction.
Credit Cards: Only specific cards like the Discover card may offer cash back.
Walmart Pay: This digital payment method also provides cash back options.
Checks: Traditional but limited to $20 cash back.
Be Aware of Potential Costs
Some banks may charge fees for receiving cash back. Be mindful of possible overdraft, returned check, or foreign transaction fees. Walmart itself does not charge any fees for cash back.
Cash Back for Online Purchases
Shopping online at Walmart.com with the Walmart credit card or Walmart Mastercard can yield up to 5% cash back.
Additional cash back opportunities are available through partner sites like Rakuten, TopCashback, and BeFrugal.
Walmart Loyalty Programs
Joining Walmart’s loyalty programs allows you to earn rewards and discounts. With the Walmart Credit Card or Walmart Mastercard, you get 5% back on online purchases and 2% back on in-store purchases. Members also receive exclusive promotions and discounts.
To optimize your shopping at Walmart, stay informed about the various cash back methods, any associated fees, and the limits to ensure efficient and hassle-free transactions.
